Terms of service

1. The agreement

These terms are an agreement between you and Qovilio Technologies Ltd, a company registered in Nigeria (“Qovilio”, “we”, “us”). By creating an account or using Qovilio, you accept them. If you use Qovilio for a company, you accept them for that company too.

2. Your account

• You need to be at least 16, and old enough to agree to these terms where you live.
• Give us a real email address and keep your sign-in safe. You’re responsible for what happens in your account.
• Tell us at [email protected] straight away if you think someone else has got into it.

3. What Qovilio does, and doesn’t

Qovilio helps you keep track of subscriptions: what you pay for, what it costs, and what’s coming up. It reads bills, emails and what you enter, some of it with AI.

• It can be wrong. An amount, date, currency or plan might be read incorrectly, a reminder might arrive late or not at all, and an exchange rate is an estimate. Check anything important with the company that bills you.
• Qovilio doesn’t cancel, change or pay for subscriptions for you. Cancelling is always between you and that company.
• It isn’t financial, tax or legal advice.

4. Plans, trials and payment

• Qovilio has a Free plan and a Pro plan. Pro costs US$9 a month or US$90 a year, plus any tax, unless the price shown when you subscribe says otherwise.
• Pro renews automatically at the end of each month or year. Yearly plans get a reminder 7 days before renewal.
• You can cancel any time in Settings → Billing. Pro keeps working until the end of the period you’ve paid for, then your account moves to Free. Your subscriptions and history stay.
• Payments aren’t refunded for partly used periods, except where the law says they must be.
• If we change the price, we’ll email you at least 30 days before it applies to you, and you can cancel before then.

5. Beta features

Some features, such as connecting a Gmail or Outlook inbox, are in beta. They’re offered to some people only, may change or stop, and may not work as well as the rest of Qovilio.

6. Your content

Everything you add or connect stays yours. You allow us to store and process it only to run Qovilio for you, as described in our privacy policy. Only add bills, inboxes and files you’re allowed to share with us.

7. Fair use

Don’t use Qovilio to break the law, to get into other people’s accounts or data, to send spam through your forwarding address, to overload or attack our systems, or to copy or resell Qovilio. We may limit how much of a feature one account can use so the service stays fast and affordable for everyone.

8. Other services

Qovilio works with services run by others, such as Google, Microsoft, Slack and our payment provider. Their own terms apply to how you use them, and we aren’t responsible for them.

9. Ending the agreement

You can stop using Qovilio and delete your account at any time in Settings. We may suspend or close an account that breaks these terms or puts others at risk. If we ever shut Qovilio down, we’ll give you at least 30 days’ notice to download your subscriptions.

10. Liability

Qovilio is provided “as is”. As far as the law allows, we aren’t liable for indirect or consequential losses, or for charges, fees or losses from a subscription you didn’t cancel, renew or notice in time. Our total liability to you is limited to what you paid us in the 12 months before the claim. Nothing in these terms limits liability that the law doesn’t allow us to limit.

11. Changes and law

We may update these terms. If a change matters, we’ll email you before it takes effect; using Qovilio after that means you accept it. These terms are governed by the laws of Nigeria, and disputes go to Nigerian courts, unless the law where you live gives you a different right.

Questions: [email protected].